POC v3 · Modern UX

Home Decision Engine

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Required Inputs

Recommendation
Keep + Finance New
Incremental Value
+$182k
10y Net Worth
$2.41M
Break-even Rent
$4,280

Highest ending wealth with acceptable liquidity in base case.

Assumptions (hidden → tap to edit)

Scenario Balance Sheet

ScenarioStart NWEnd NWIRRRank
Keep + Finance New$1.21M$2.41M12.8%1
Sell + Finance New$1.21M$2.23M10.4%2
Keep + Buy Cash$1.21M$2.29M11.0%3
Sell + Buy Cash$1.21M$2.17M9.6%4
Narrative Recommendation

Keep and rent the current home while financing the new one. This preserves liquidity and keeps upside optionality. Recommendation flips if rent falls below $3,900 or rates rise above ~8.1%.

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